VakıfBank API Portal Terms of Use (hereinafter referred to as "Terms of Use"):
1. General Principles:
VakıfBank API Portal (hereinafter referred to as "Portal") is a service and web page of Türkiye Vakıflar Bankası T. A.O. (hereinafter referred to as "VakıfBank") that provides access to and use of VakıfBank APIs (Application Programming Interface),to provide information, documentation and reporting, and can be offered free of charge and/or for a fee, with or without limits.
These Terms of Use regulate the procedures and principles regarding the use of the Portal by users (hereinafter referred to as "User") who wish to become a member of the Portal and access and use Vakıfbank APIs, the operation of the Portal and the mutual rights and obligations of VakıfBank and the User. The User shall be deemed to have fully accepted the following terms and conditions upon registration to the Portal by reading and approving these Terms of Use.
VakıfBank reserves the right to change all kinds of services, products available on this Portal and its extension, the conditions of use of the site and the information and services offered on the Portal without any prior notice, to reorganize the Portal, to stop access to the Portal. Changes take effect at the time of publication on the Portal. These changes are deemed to be automatically accepted with the use of the Portal or access to the Portal.
As a result of breach of the Terms of Use, tort, negligence or other reasons; VakfBank does not accept any liability for interruption of the transaction, error, negligence, interruption, deletion, loss, delay in transaction or communication, computer virus, communication error, theft, destruction or unauthorized entry, alteration or use of records.
2. Right Ownership on the Portal, Copyrights
The rights arising from national and international intellectual and industrial property law on all kinds of designs, writings, data, photographs, graphics, videos, software, codes, trademarks, trade names, information, visual, audio materials and other applications including but not limited to the aforementioned and/or their processing and/or sound recordings and/or all kinds of arrangements and versions created and/or all kinds of works derived from and/or related to them (hereinafter referred to as "Content") contained in the content of the Website and Portal belong directly to VakıfBank and/or are licensed by VakıfBank.
VakıfBank grants the User a limited, non-transferable, revocable, revocable license for access to APIs, access to the Portal, use and viewing and VakıfBank is authorized to change the license terms unilaterally at any time, to offer paid and/or free of charge, limited and/or unlimited. Users may only use the Content for personal use and within the permitted usage limits, provided that they comply with these Terms of Use.
The User declares, accepts and undertakes that Vakıfbank may make its own product developments, including but not limited to the subjects included in the Content, as well as purchase Products from third parties, from a different User, that these Products may be similar/equivalent to the software included in the Portal, and in such a case, Vakıfbank shall not claim any rights, receivables, royalties, etc. from Vakıfbank.
The User shall be entitled to all financial rights (right of processing, right of reproduction, right of dissemination, right of representation, right of transmission to the public by means of means of sign, sound and/or image transmission) of the software subject to all transactions to be performed on the Portal in accordance with the procedure. and that he/she has the right and authority to transfer these rights indefinitely, and that he/she accepts and declares that he/she grants Vakıfbank the right to use and benefit from all financial rights including the processing right, reproduction right, dissemination right, representation right, the right to transmit to the public by means of means of sign, sound and/or image transmission ("License") of the software subject to these Terms of Use as the author and/or within the scope of the authorization granted by the author without any time limitation.
The User accepts, declares and undertakes that he/she has the right to use the products and software subject to the Agreement arising from the contents of the Portal in a legally valid manner, that he/she is not subject to any limitation under any name whatsoever in terms of using and/or reusing the rights and that he/she does not violate the intellectual and industrial rights of third parties, that he/she is solely responsible for all claims arising from the violation of intellectual rights of third parties and that he/she releases Vakıfbank from any claims of rights and deprivation arising in this regard.
3. Access to the Website, Registration and Use of the Portal :
In order to register to the Portal, the User must fully and completely accept these Terms of Use and complete the membership and approval processes by entering the information requested from him/her. After the completion of the membership and approval process, the User will be able to log in to the Portal with the password created by him/her and create his/her user account (hereinafter referred to as "Account").
The User agrees to provide accurate, complete and up-to-date information requested for registration to the Portal. In the event that the User makes a change in this information, the User agrees that the information provided with the change is also accurate, complete and up-to-date. The User accepts that he/she is responsible for any damages and consequences arising from the information provided by him/her not being accurate, complete and up-to-date.
The User may add additional information to his/her user profile (hereinafter referred to as "Profile") on the Portal and manage it by making changes. The User accepts and declares that he/she will not use the Content in violation of any legal legislation in force, morality, public order, personal rights and that the Content may be intervened by VakıfBank in case of use.
As a result of logging into the Portal, the User agrees and undertakes to comply with all Portal usage rules and restrictions. The User is obliged to keep the password that provides access to his/her account confidential and not to share/transfer his/her membership account to anyone else. VakıfBank will not be held responsible in any way for any problems and damages that may arise from third parties obtaining the password with the consent of the user or as a result of personal error/fault. The User is obliged to inform VakıfBank immediately if he/she learns that his/her password has been intercepted by others.
Portal servers automatically record and store information such as when the system related to the use of services is used or the size and frequency of data transfers, log records (all trace records, including but not limited to IP addresses of users, dates and times of access to the website, addresses, pages asked by users). The portal may share this data with authorized and relevant third parties due to legal requirements and/or for the purpose of security and performance evaluations. Membership information on the Portal may be shared with VakıfBank Affiliates and business partners for use in developer events that will grow the software ecosystem in Turkey. VakıfBank is authorized to monitor and observe all kinds of content offered on the Portal and to audit its compliance with these Terms of Use. VakıfBank may change or close the relevant services and/or APIs at any time without any obligation to notify. VakıfBank may, at any time, offer APIs free of charge, for a fee, with or without limits, with real data or unreal data in all kinds of media without any obligation to obtain permission. The User is not allowed to distribute, disseminate, assign, transfer or sublicense the Content. The Portal has the right to record the IP addresses of the User connected to the system in the website records on the basis of the connection date, time and the address and/or pages requested from the system and to share this data with the relevant third parties within the scope of fulfilling legal obligations, security and performance evaluations. This information is key information for both system security and the solution of possible User problems and is not related to the User's personal information.
APIs in the portal environment are for test use and limited use is allowed. Limits are 1,000 per organization per day and 10 per API per second. Daily limits are automatically renewed at the end of the day. U sers should wait for the next day when the limit usage is over, no new limit request can be made during the day. VakıfBank may change these limits on user basis at any time and in any way it wishes.
VakıfBank authentication information (Cepimza, password, SMS, etc.), Card numbers and SKTs will not be taken under any circumstances in software developed using VakıfBank APIs.
VakıfBank is authorized to charge a different commission, cost and fee for the transaction(s) performed by the User through the Portal than the commission, cost and fee determined for transactions performed through VakıfBank's internet/mobile banking or Branch.
Vakıfbank may request additional information, documents and conditions from the User for all kinds of works, product and process prototypes and APIs to be created using the Portal and APIs, and if Vakıfbank agrees with the User and decides to proceed to the co-production stage, a separate agreement will be made. Requesting additional information, documents and conditions from the User or any provision in these Terms of Use shall not be considered as Vakıfbank's agreement to proceed to the production phase together with the User. If Vakıfbank decides to proceed to the production phase with the User, the agreement to be made with the User determines the existence and conditions of the agreement regarding the production phase.
4. Violation of the Terms of Use:
If VakıfBank determines that the User uses the Portal in violation of these Terms of Use and/or the law, VakıfBank reserves the right to report the User to the competent authorities and to take all legal measures stipulated in these Terms of Use. The User who violates these Terms of Use agrees that VakıfBank reserves the right to apply for all kinds of legal remedies/compensation that he/she is personally criminally and legally liable for this violation.
The User agrees to indemnify VakıfBank for any direct or indirect, pecuniary and non-pecuniary damages arising from the User's failure to comply with these Terms of Use. In the event of any breach by the User of the obligations set forth in these Terms of Use, VakıfBank may delete the Profile and user registration, suspend its use or close the Profile and Account and terminate the User's access to the Portal at any time without the need for any notice or warning.
5. Protection of Personal Data, Information Security and Privacy:
The User declares and undertakes that all kinds of personal data and trade secrets belonging to himself/herself and third parties, which are required to be shared within the scope of the use of the Portal, are obtained, processed and shared in the capacity of "authorized" within this scope in accordance with the law and that this sharing has at least one of the "reasons for compliance with the law" required under the relevant legislation, especially the Law No. 6698 on the Protection of Personal Data, and that he/she has fulfilled and will fulfil the obligations under all relevant regulations regarding the protection of such data. The User agrees that any legal and criminal liability arising from the processing and sharing of the data to be shared by Vakıfbank in violation of this commitment shall be borne by the User, and that the User requests that notifications regarding the use of the Portal, including notifications containing personal data, be sent by e-mail to the e-mail address provided during account creation.
The User agrees and undertakes in advance that he/she will not transfer VakıfBank's information and trade secrets obtained or learned within the scope of using the Portal and providing the service under these Terms of Use to third parties or use them for purposes other than the performance of the transactions subject to these Terms of Use. The User hereby accepts, declares and undertakes that the obligations set out in this Article 5 are indefinite and in the event that he/she fails to fulfil these obligations and VakıfBank faces any sanctions and/or suffers any damages for this reason, VakıfBank is obliged to compensate the payments that VakıfBank will have to make due to the sanction imposed or any damages suffered or to be suffered at the first request.
Confidential Information does not include information that belongs to the public at the time it is disclosed to VakıfBank or learned by VakıfBank or information obtained by VakıfBank from a source that is not under a confidentiality obligation to the User.
Information that is required to be disclosed to the authorities expressly authorized by law pursuant to the applicable legal regulations or a court decision or administrative order shall not be treated as Confidential Information under these Terms of Use and may be disclosed to the relevant parties accordingly. The contact information of the user ensures that the user can be reached when necessary. Confirmation of membership and confirmation of information changes related to membership takes place through messages sent by e-mail/email. Provided that it does not exceed the limits determined by the terms of use, VakıfBank sends e-mail/email messages and/or reaches its members by phone/call when necessary.
6. No Guarantee:
VakıfBank provides the service and content through the service "as is-as available" and does not provide any warranty or representation whatsoever (including but not limited to implied warranties of merchantability, fitness for a particular purpose, title or non-infringement);
(A) any services offered through the Portal (hereinafter referred to as the "Service"),
(B) any content, data, materials, products, goods, wares, software, information or services provided through the Service or generally through the internet,
(C) the results obtained from the use of any similar content, data, materials, products, goods, software, information or services. VakıfBank gives no guarantee that the service or any content or information available on the service is free from defects, errors, flaws, viruses or anything that may alter or erase the User's software, data or device. The User accepts, declares and undertakes that he/she is solely responsible for any content or other material viewing or uploading made through the service.
VakıfBank shall not be liable for any insecurity, malfunction, failure, error, defect or virus of the Service or any Content or information provided through the Service or for any changes or deletions made to the Service, Content or information. All liability arising from the viewing or downloading of any content, document or other material on the Portal shall be the sole responsibility of the User.
7. Limitation of Liability:
In no event shall VakıfBank be liable for any special, consequential, incidental, material, exemplary, exemplary, punitive, direct or indirect damages (including, but not limited to, breach of contract, negligence) arising out of the use of or inability to use the service or any content, whether or not VakıfBank has been advised of the possibility of such damages, regardless of the cause of such damages (including, but not limited to, loss of business, loss of interest, loss of reputation, loss of data, loss of programs or information and the like).
In particular, Vakıfbank shall have no liability for damages arising from: (a) inaccuracies, errors or defects in the Service or any content, or in any products, goods, software, information or Services provided or downloaded through the Service, or access to the Internet through the Service, or (b) any viruses, software malfunctions or similar mechanisms.
8.Competent Law and Court
By using the Portal, users are deemed to have accepted that in the event of a dispute regarding the Portal, this dispute will be subject to the laws of the Republic of T urkey and will be resolved in accordance with these laws, and that the Courts and Enforcement Offices of Istanbul Anatolian Palace of Justice are authorized.
CLARIFICATION (INFORMATION) TEXT ON THE PROCESSING OF PERSONAL DATA
Pursuant to Law No. 6698 on the Protection of Personal Data ("LPPD"), your personal data collected and obtained in the following ways will be recorded, stored, transferred to third parties and processed in other ways listed in the LPPD by VakıfBank as the "Data Controller" for the purposes and legal reasons described below.
Personal
Data to be Processed - Name-surname, telephone number, e-mail address,
- IP address, logs, password, username and authentication method,
- Occupation and education information, sector and organization information such as identity, contact, membership and visitor information.
Methods & Channels of Collection of Personal Data - API Portal Participation Form to be filled out by you during the process of becoming a member of the API Portal.
-All kinds of documents and documents that will be transmitted by you to VakıfBank and/or that may be obtained third party by VakıfBank during the use of APIs both in the sandbox environment and after authorization.
-VakıfBank information processing system.
Purposes of Collection and Processing of Your Personal Data - Providing and maintaining your API Portal membership, verifying and updating membership information.
- Delivery of APIs and other products and services within the API Portal.
- Ensuring the security of VakıfBank systems.
- Conducting studies by VakıfBank to measure the sustainability and capacity of the API Portal, such as determining the API Portal user profile and the number of users, and the sectors in which the data shared within the scope of the API are used.
- Contacting you for the purposes mentioned in VakıfBank API Portal Terms of Use.
- Engaging in development activities that will grow the software ecosystem in T.
Legal Grounds for Processing Your Personal Data - Pursuant to Article 5/2 (c) of the LPPD, "Provided that it is directly related to the establishment or performance of a contract, it is necessary to process personal data belonging to the parties to the contract"
- Pursuant to Article 5/2 (f) of the LPPD, "Data processing is mandatory for the legitimate interests of the data controller, provided that it does not harm the fundamental rights and freedoms of the data subject"
Transfer and Storage of Your Personal Data to Third Parties
- Your Personal Data may be transferred to VakıfBank's relevant and authorized business units, affiliates, business partners, service providers and legally authorized public institutions and private persons within the scope of the personal data processing conditions and purposes specified in Articles 8 and 9 of the LPPD, limited to the above-mentioned purpose.
- Your personal data will be kept for a reasonable period of time specified in the relevant legislation or until the purpose of processing disappears and in any case until the statutory statute of limitations expires.
Your Legal Rights
Pursuant to Article 11 of the LPPD, by applying to our Bank;
- To be informed about whether your personal data is processed, the purpose of processing, whether your personal data is used in accordance with its purpose and the third parties to whom it is transferred,
- Correction of your incomplete or incorrectly processed personal data and informing third parties to whom personal data is transferred,
- In the event that the reasons requiring the processing of your personal data disappear, their deletion, destruction or anonymization and informing third parties to whom personal data are transferred,
- If you determine that your personal data has been processed unlawfully and you suffer damage, you may request compensation for your damage.
In addition, you may exercise your right of objection in the event that a result arises against you by analysing your processed data exclusively through automated systems.
You can hand-deliver your requests and objections, together with the "Personal Data Owner Application Form" and documents identifying your identity, to our Branches or send them to "Finanskent Mahallesi Finans Caddesi No:40/1 Ümraniye/İSTANBUL" address via notary public or to vakifbank@hs01.kep.tr address with secure electronic signature. The applications you submit through these channels will be finalized free of charge in accordance with Article 13 of the LPPD and within 30 (thirty) days at the latest, depending on the nature of the request/appeal. In case your application is concluded negatively, you will be notified in writing or electronically, together with the reasons for this.
VakıfBank may make amendments to this Clarification Text when deemed necessary. You will be informed about such amendments and you can access the most up-to-date version of the Clarification Text at https://apiportal.VakıfBank.com.tr/ link whenever you wish.
TEXT ON EXPLICIT CONSENT FOR THE PROCESSING OF PERSONAL DATA